/* ==========================================================================
   0. TOKENS — white background, blue primary, gold secondary (brand logo)
   ========================================================================== */
:root{
  --font-display: "Fraunces", Georgia, serif;
  --font-body: "Manrope", -apple-system, Segoe UI, Roboto, sans-serif;
  --radius-sm: 6px;
  --radius-md: 12px;
  --ease: cubic-bezier(.4,0,.2,1);
  --sidebar-w: 350px;

  --bg: #FFFFFF;
  --bg-soft: #F4F7FC;
  --ink: #0B2149;
  --text: #1E293B;
  --text-dim: #64748B;
  --primary: #14428C;      /* logo blue */
  --primary-dark: #0B2E63;
  --primary-tint: #EAF1FC;
  --gold: #DC9A2E;         /* logo gold */
  --gold-tint: #FBF1DE;
  --line: rgba(11,33,73,0.11);
  --shadow: 0 18px 44px rgba(11,33,73,0.10);
}

*,*::before,*::after{ box-sizing:border-box; }
html{ scroll-behavior:smooth; }
body{
  margin:0; background:var(--bg); color:var(--text); font-family:var(--font-body);
  line-height:1.65; -webkit-font-smoothing:antialiased;
}
img{ max-width:100%; display:block; }
a{ color:inherit; text-decoration:none; }
h1,h2,h3{ font-family:var(--font-display); margin:0; font-weight:600; color:var(--ink); }
p{ margin:0; }
ul{ margin:0; padding:0; list-style:none; }
::selection{ background:var(--primary); color:#fff; }
input, select{ font-family:var(--font-body); }

@media (prefers-reduced-motion: reduce){
  *{ animation-duration:.01ms !important; transition-duration:.01ms !important; scroll-behavior:auto !important; }
}
a:focus-visible, button:focus-visible, input:focus-visible, select:focus-visible{
  outline:2px solid var(--gold); outline-offset:2px;
}

/* ==========================================================================
   1. PAGE WRAP — adds side breathing room around the whole layout
   ========================================================================== */
.page-wrap{
  max-width:1440px; margin:0 auto; padding:0 32px;
}
@media (max-width:980px){
  .page-wrap{ padding:0 16px; }
}

/* ==========================================================================
   2. SHELL — sticky sidebar (col-4) + scrolling content (col-8)
   ========================================================================== */
.shell{ display:flex; align-items:flex-start; gap:32px; }

.sidebar{
  width:var(--sidebar-w); flex:0 0 var(--sidebar-w);
  position:sticky; top:0; height:100vh; overflow-y:auto;
  border-right:1px solid var(--line); background:var(--bg);
  padding:28px 22px 30px 0; scrollbar-width:thin;
}
.sidebar::-webkit-scrollbar{ width:6px; }
.sidebar::-webkit-scrollbar-thumb{ background:var(--line); border-radius:4px; }

.content-col{ flex:1; min-width:0; }

@media (max-width:980px){
  .shell{ flex-direction:column; gap:0; }
  .sidebar{ position:static; width:100%; height:auto; overflow:visible; border-right:none; border-bottom:1px solid var(--line); padding:24px 0; }
}

/* Sidebar brand */
.side-brand{ display:flex; align-items:center; gap:10px; }
.side-brand img{ height:40px; width:auto; }
.side-tagline{ margin-top:14px; font-size:.85rem; color:var(--text-dim); line-height:1.55; }

/* Sidebar quick actions */
.side-actions{ display:flex; gap:8px; margin-top:20px; }
.icon-btn{
  flex:1; display:flex; flex-direction:column; align-items:center; gap:6px;
  padding:12px 6px; border:1px solid var(--line); border-radius:var(--radius-sm);
  font-size:.72rem; font-weight:700; color:var(--primary); transition:border-color .2s var(--ease), background .2s var(--ease);
}
.icon-btn i{ font-size:1.05rem; }
.icon-btn:hover{ border-color:var(--primary); background:var(--primary-tint); }

/* Sidebar table of contents */
.side-toc{ margin-top:26px; padding-top:22px; border-top:1px solid var(--line); }
.side-toc-title{ font-size:.72rem; font-weight:800; color:var(--text-dim); letter-spacing:.02em; }
.side-toc ul{ margin-top:10px; display:flex; flex-direction:column; gap:1px; }
.side-toc a{
  display:flex; align-items:center; gap:10px; padding:8px 10px; border-radius:var(--radius-sm);
  font-size:.82rem; font-weight:600; color:var(--text-dim); transition:background .2s var(--ease), color .2s var(--ease);
}
.side-toc a .dot{ width:5px; height:5px; border-radius:50%; background:var(--line); flex:none; transition:background .2s var(--ease); }
.side-toc a:hover{ color:var(--primary); }
.side-toc a.is-active{ color:var(--primary); background:var(--primary-tint); }
.side-toc a.is-active .dot{ background:var(--primary); }

/* Sidebar CTA band — full final-CTA content, adapted for the narrow column */
.side-cta{
  margin-top:26px; padding:22px 18px; border-radius:var(--radius-md);
  background:var(--primary-dark); color:#fff;
}
.side-cta h2{ color:#fff; font-size:1rem; line-height:1.3; }
.side-cta p{ color:rgba(255,255,255,.75); margin-top:8px; font-size:.78rem; line-height:1.5; }
.side-cta-buttons{ display:flex; flex-wrap:wrap; gap:8px; margin-top:16px; }
.side-cta-buttons .btn{ flex:1 1 auto; font-size:.78rem; padding:9px 12px; white-space:nowrap; }
.side-cta-buttons .btn-outline-light{ border:1px solid rgba(255,255,255,.4); color:#fff; background:transparent; }
.side-cta-buttons .btn-outline-light:hover{ background:rgba(255,255,255,.08); }
.side-cta-buttons .btn-light{ background:#fff; color:var(--primary-dark); }
.side-cta-buttons .btn-light:hover{ background:var(--gold-tint); }
.side-cta-related{ margin-top:18px; padding-top:16px; border-top:1px solid rgba(255,255,255,.16); }
.side-cta-related .label{ font-size:.68rem; font-weight:700; color:rgba(255,255,255,.55); letter-spacing:.02em; }
.side-cta-related-links{ display:flex; flex-wrap:wrap; gap:7px 14px; margin-top:10px; }
.side-cta-related-links a{ font-size:.76rem; font-weight:600; color:#fff; display:flex; align-items:center; gap:5px; }
.side-cta-related-links a i{ color:var(--gold); font-size:.78rem; }

/* ==========================================================================
   3. GRID (used inside content sections only)
   ========================================================================== */
.container{ width:100%; max-width:900px; margin:0 auto; padding:0 40px; }
.row{ display:flex; flex-wrap:wrap; margin:0 -14px; }
.row > [class*="col-"]{ padding:0 14px; }
.col-3{width:25%} .col-4{width:33.33%} .col-6{width:50%} .col-7{width:58.33%}
@media (max-width:640px){ .row > [class*="col-"]{ width:100%; } .container{ padding:0 24px; } }

/* ==========================================================================
   4. BUTTONS
   ========================================================================== */
.btn{
  display:inline-flex; align-items:center; justify-content:center; gap:8px;
  padding:13px 22px; border-radius:var(--radius-sm); font-weight:700; font-size:.88rem;
  cursor:pointer; border:1px solid transparent; transition:transform .2s var(--ease), background .2s var(--ease), border-color .2s var(--ease);
}
.btn-primary{ background:var(--primary); color:#fff; }
.btn-primary:hover{ background:var(--primary-dark); }
.btn-gold{ background:var(--gold); color:#fff; }
.btn-gold:hover{ background:#C4871F; }
.btn-outline{ border-color:var(--primary); color:var(--primary); background:transparent; }
.btn-outline:hover{ background:var(--primary-tint); }
.btn-block{ width:100%; }

/* ==========================================================================
   5. SECTIONS
   ========================================================================== */
.section{ padding:64px 0; border-bottom:1px solid var(--line); }
.section:last-of-type{ border-bottom:none; }
.section-soft{ background:var(--bg-soft); }
.kicker{ color:var(--gold); font-weight:800; font-size:.78rem; display:flex; align-items:center; gap:8px; }
.kicker i{ font-size:.9rem; }
.section h2{ font-size:clamp(1.5rem,2.4vw,1.9rem); margin-top:10px; line-height:1.2; max-width:26ch; }
.section p.desc{ margin-top:14px; color:var(--text-dim); max-width:58ch; font-size:.96rem; }

/* ==========================================================================
   6. HERO — content left, lead form right
   ========================================================================== */
.hero{ padding-top:56px; }
.hero .container{ max-width:900px; }
.hero-grid{ display:flex; gap:40px; align-items:flex-start; }
.hero-main{ flex:1; min-width:0; }
.hero-form-col{ flex:0 0 320px; }
@media (max-width:860px){
  .hero-grid{ flex-direction:column; }
  .hero-form-col{ width:100%; flex:1 1 auto; }
}
.hero h1{ font-size:clamp(1.9rem,3vw,2.5rem); line-height:1.18; margin-top:14px; }
.hero p.lead{ margin-top:18px; color:var(--text-dim); font-size:1.02rem; }
.hero-cta{ margin-top:26px; display:flex; gap:12px; flex-wrap:wrap; }
.hero-stats{ display:flex; gap:0; margin-top:40px; flex-wrap:wrap; border-top:1px solid var(--line); padding-top:22px; }
.stat-item{ flex:1; min-width:150px; display:flex; align-items:center; gap:12px; padding-right:16px; }
.stat-item i{ color:var(--gold); font-size:1.2rem; flex:none; width:24px; text-align:center; }
.stat-info{ display:flex; flex-direction:column; min-width:0; }
.stat-info b{ font-family:var(--font-display); font-size:1.3rem; line-height:1.2; color:var(--ink); white-space:nowrap; }
.stat-info span{ font-size:.76rem; color:var(--text-dim); line-height:1.3; }

/* Hero lead-capture form card */
.hero-form-card{
  border:1px solid var(--line); border-radius:var(--radius-md); background:var(--bg-soft);
  padding:24px; box-shadow:var(--shadow); position:sticky; top:24px;
}
.hero-form-card h2{ font-size:1.05rem; }
.hero-form-card p{ margin-top:6px; font-size:.8rem; color:var(--text-dim); }
.side-field{ margin-top:14px; }
.side-field label{ display:block; font-size:.72rem; font-weight:700; color:var(--ink); margin-bottom:5px; }
.side-field input, .side-field select{
  width:100%; padding:10px 12px; border:1px solid var(--line); border-radius:var(--radius-sm);
  background:#fff; color:var(--text); font-size:.86rem;
}
.side-field input:focus, .side-field select:focus{ border-color:var(--primary); background:#fff; }
.hero-form-card .btn{ margin-top:16px; }

/* ==========================================================================
   7. THREE INFO BLOCKS
   ========================================================================== */
.info-card{ padding:20px 0; border-top:1px solid var(--line); }
.info-card:first-child{ border-top:none; padding-top:0; }
.info-card .icon{ width:38px; height:38px; border-radius:9px; background:var(--primary-tint); color:var(--primary); display:flex; align-items:center; justify-content:center; font-size:1.05rem; }
.info-card h3{ font-size:1.02rem; margin-top:14px; }
.info-card p{ color:var(--text-dim); font-size:.9rem; margin-top:8px; }

/* ==========================================================================
   8. STANDARDS GRID
   ========================================================================== */
.standards-grid{ display:grid; grid-template-columns:1fr 1fr; gap:14px; margin-top:28px; }
@media (max-width:640px){ .standards-grid{ grid-template-columns:1fr; } }
.standard-card{ display:flex; gap:14px; padding:18px; border:1px solid var(--line); border-radius:var(--radius-sm); }
.standard-card .icon{ flex:none; width:38px; height:38px; border-radius:9px; background:var(--gold-tint); color:var(--gold); display:flex; align-items:center; justify-content:center; font-size:1.05rem; }
.standard-card .code{ font-family:var(--font-display); font-size:1.05rem; color:var(--ink); }
.standard-card .name{ display:block; font-size:.76rem; font-weight:700; color:var(--primary); margin-top:1px; }
.standard-card p{ margin-top:6px; font-size:.83rem; color:var(--text-dim); }

/* ==========================================================================
   9. SERVICES LIST — no images, icon + text
   ========================================================================== */
.services-list{ margin-top:28px; display:flex; flex-direction:column; }
.service-row{ display:flex; gap:16px; padding:20px 0; border-top:1px solid var(--line); }
.service-row:first-child{ border-top:none; padding-top:0; }
.service-row .icon{ flex:none; width:38px; height:38px; border-radius:9px; background:var(--primary-tint); color:var(--primary); display:flex; align-items:center; justify-content:center; font-size:1.05rem; }
.service-row h3{ font-size:1rem; }
.service-row p{ margin-top:6px; color:var(--text-dim); font-size:.88rem; }

/* ==========================================================================
   10. POINT LISTS
   ========================================================================== */
.point-list{ margin-top:26px; display:flex; flex-direction:column; }
.point-item{ display:flex; gap:14px; padding:14px 0; border-top:1px solid var(--line); }
.point-item:first-child{ border-top:none; padding-top:0; }
.point-item i{ flex:none; color:var(--gold); font-size:1rem; margin-top:2px; }
.point-item p{ font-size:.92rem; color:var(--text); }

/* ==========================================================================
   11. BENEFITS GRID
   ========================================================================== */
.benefit-grid{ display:grid; grid-template-columns:1fr 1fr; gap:14px; margin-top:28px; }
@media (max-width:640px){ .benefit-grid{ grid-template-columns:1fr; } }
.benefit-card{ padding:18px; border:1px solid var(--line); border-radius:var(--radius-sm); }
.benefit-card i{ color:var(--primary); font-size:1.15rem; }
.benefit-card h3{ font-size:.94rem; margin-top:12px; }
.benefit-card p{ margin-top:6px; font-size:.83rem; color:var(--text-dim); }

/* ==========================================================================
   12. NUMBERED PROCESS
   ========================================================================== */
.process-list{ margin-top:28px; }
.process-item{ counter-increment:step; display:flex; gap:16px; padding:16px 0; border-top:1px solid var(--line); }
.process-item:first-child{ border-top:none; padding-top:0; }
.process-item::before{
  content:counter(step, decimal-leading-zero); font-family:var(--font-display); font-size:.98rem;
  color:var(--gold); flex:none; width:34px;
}
.process-item h3{ font-size:.94rem; }
.process-item p{ margin-top:4px; font-size:.84rem; color:var(--text-dim); }
.process-cols{ display:flex; margin-top:28px; counter-reset:step; }
.process-col{ flex:1 1 50%; min-width:0; }
.process-col:first-child{ padding-right:32px; border-right:1px solid var(--line); }
.process-col:last-child{ padding-left:32px; }
.process-col .process-list{ margin-top:0; }
@media (max-width:700px){
  .process-cols{ flex-direction:column; }
  .process-col:first-child{ padding-right:0; border-right:none; }
  .process-col:last-child{ padding-left:0; }
}

/* ==========================================================================
   13. DOCUMENTS
   ========================================================================== */
.doc-grid{ display:grid; grid-template-columns:1fr 1fr; gap:10px; margin-top:26px; }
.doc-item{ display:flex; gap:10px; align-items:flex-start; padding:12px 14px; background:var(--bg-soft); border-radius:var(--radius-sm); }
.doc-item i{ color:var(--primary); font-size:1rem; margin-top:1px; }
.doc-item span{ font-size:.85rem; color:var(--text); }

/* ==========================================================================
   14. PRICING — horizontal, side by side
   ========================================================================== */
.pricing-stack{ margin-top:28px; display:flex; flex-direction:row; gap:16px; align-items:stretch; flex-wrap:wrap; }
.price-card{flex:1 1 0;min-width:220px;display:flex;flex-direction:column;border:1px solid var(--line);border-radius:var(--radius-md);padding: 26px !important;}
.price-card.featured{ border-color:var(--primary); box-shadow:var(--shadow); }
.price-card .tag{ font-size:.72rem; font-weight:800; color:var(--gold); }
.price-card h3{ font-size:1.08rem; margin-top:6px; }
.price-card .amount{ font-family:var(--font-display); font-size:2.1rem; color:var(--ink); margin-top:10px; }
.price-card .amount small{ font-size:.8rem; color:var(--text-dim); font-weight:400; }
.price-card ul{ margin-top:16px; display:flex; flex-direction:column; gap:9px; flex:1; }
.price-card li{ display:flex; gap:9px; font-size:.85rem; color:var(--text-dim); align-items:flex-start; }
.price-card li i{ color:var(--primary); margin-top:2px; }
.price-card .btn{ margin-top:20px; }
@media (max-width:700px){
  .pricing-stack{ flex-direction:column; }
}

/* ==========================================================================
   15. TIMELINE — VERTICAL always
   ========================================================================== */
.timeline-rail{ position:relative; margin-top:40px; }
.timeline-line{
  position:absolute; top:0; bottom:0; left:22px; width:3px; border-radius:3px; z-index:0;
  background:linear-gradient(180deg, var(--primary) 0%, var(--gold) 100%);
}
.timeline-flow{ display:flex; flex-direction:column; gap:30px; position:relative; z-index:1; }
.timeline-node{ text-align:left; display:flex; align-items:flex-start; gap:18px; padding:0; }
.node-dot{
  width:46px; height:46px; border-radius:50%; background:var(--primary); color:#fff;
  display:flex; align-items:center; justify-content:center; font-size:1.1rem;
  flex:none; position:relative; z-index:1; box-shadow:0 0 0 5px var(--bg);
}
.timeline-node:last-child .node-dot{ background:var(--gold); }
.node-dur{
  display:inline-block; font-family:var(--font-display); color:var(--primary);
  font-size:.78rem; border:1px solid var(--primary-tint); background:var(--primary-tint); padding:3px 12px; border-radius:999px;
}
.timeline-node:last-child .node-dur{ color:#a8730f; background:var(--gold-tint); border-color:var(--gold-tint); }
.timeline-card{
  flex:1; padding:14px 16px; border:1px solid var(--line); border-radius:var(--radius-sm);
  background:var(--bg); text-align:left; transition:border-color .2s var(--ease), box-shadow .2s var(--ease);
}
.timeline-card:hover{ border-color:var(--primary); box-shadow:var(--shadow); }
.timeline-node h3{ font-size:.94rem; margin-top:10px; }
.timeline-node p{ margin-top:5px; font-size:.82rem; color:var(--text-dim); line-height:1.5; }
.timeline-total{
  margin-top:32px; font-size:.86rem; color:var(--text-dim); text-align:left;
  border-top:1px solid var(--line); padding-top:20px;
}
.timeline-total b{ color:var(--ink); }

/* ==========================================================================
   16. COMPARISON CARDS
   ========================================================================== */
.compare-row{ display:flex; align-items:stretch; gap:0; margin-top:32px; }
.compare-sep{
  flex:none; width:44px; display:flex; align-items:center; justify-content:center;
  color:var(--text-dim); position:relative;
}
.compare-sep::before{
  content:''; position:absolute; left:50%; top:0; bottom:0; width:1px; background:var(--line);
}
.compare-sep i{
  position:relative; z-index:1; background:var(--bg); width:24px; height:24px; border-radius:50%;
  border:1px solid var(--line); display:flex; align-items:center; justify-content:center; font-size:.65rem;
}
.compare-card{
  flex:1;
  min-width:0;
  border:1px solid var(--line);
  border-radius:var(--radius-md);
  padding: 24px !important;
  text-align:left;
  border-top-width:3px;
  transition:transform .2s var(--ease), box-shadow .2s var(--ease), border-color .2s var(--ease);
}
.compare-card:hover{ transform:translateY(-3px); box-shadow:var(--shadow); }
.compare-card:nth-child(1){ border-top-color:var(--primary); }
.compare-card:nth-child(3){ border-top-color:var(--gold); }
.compare-card:nth-child(5){ border-top-color:var(--text-dim); }
.compare-card.compare-featured{ border-color:var(--primary); box-shadow:var(--shadow); }
.compare-card .compare-eyebrow{ font-size:.7rem; font-weight:700; color:var(--text-dim); }
.compare-card .icon{
  width:40px; height:40px; border-radius:10px; background:var(--primary-tint); color:var(--primary);
  display:flex; align-items:center; justify-content:center; font-size:1.1rem; margin-top:14px;
}
.compare-card:nth-child(3) .icon{ background:var(--gold-tint); color:var(--gold); }
.compare-card:nth-child(5) .icon{ background:var(--bg-soft); color:var(--text-dim); }
.compare-card h3{ font-size:1rem; margin-top:16px; }
.compare-card .compare-protects{ margin-top:8px; font-size:.85rem; color:var(--text-dim); line-height:1.55; min-height:58px; }
.compare-card .compare-issuer{
  display:flex; align-items:center; gap:6px; margin-top:16px; padding-top:16px;
  border-top:1px solid var(--line); font-size:.78rem; font-weight:700; color:var(--ink);
}
.compare-card .compare-issuer i{ color:var(--gold); }
@media (max-width:700px){
  .compare-row{ flex-direction:column; gap:16px; }
  .compare-sep{ display:none; }
}

/* ==========================================================================
   17. REASON LIST
   ========================================================================== */
.reason-list{ margin-top:26px; display:flex; flex-direction:column; }
.reason-item{ display:flex; gap:14px; padding:16px 0; border-top:1px solid var(--line); }
.reason-item:first-child{ border-top:none; padding-top:0; }
.reason-item i{ flex:none; color:var(--primary); font-size:1.1rem; margin-top:2px; }
.reason-item h3{ font-size:.96rem; }
.reason-item p{ margin-top:5px; font-size:.86rem; color:var(--text-dim); }

/* ==========================================================================
   18. FAQ
   ========================================================================== */
.faq-item{ border-top:1px solid var(--line); padding:16px 0; }
.faq-item:first-child{ border-top:none; padding-top:0; }
.faq-q{ display:flex; justify-content:space-between; align-items:center; cursor:pointer; gap:16px; background:none; border:none; width:100%; text-align:left; padding:0; }
.faq-q h3{ font-size:.92rem; font-weight:600; font-family:var(--font-body); color:var(--ink); }
.faq-q i{ color:var(--gold); font-size:1rem; flex:none; transition:transform .25s var(--ease); }
.faq-item.open .faq-q i{ transform:rotate(45deg); }
.faq-a{ max-height:0; overflow:hidden; transition:max-height .35s var(--ease); }
.faq-a p{ padding-top:10px; color:var(--text-dim); font-size:.86rem; }

/* ==========================================================================
   19. TESTIMONIALS — horizontal click-through slider (cards side by side)
   ========================================================================== */
.testi-slider{ display:flex; flex-direction:column; gap:18px; margin-top:28px; }
.testi-viewport{
  overflow:hidden;
  border-radius:var(--radius-md);
}
.testi-track{ display:flex; transition:transform .45s var(--ease); }
.testi-slide{ flex:0 0 100%; display:flex; gap:16px; box-sizing:border-box; }
.testi-card{
  flex:1 1 0; min-width:0; box-sizing:border-box; padding:24px 22px; display:flex; flex-direction:column; justify-content:space-between;
  border:1px solid var(--line); border-radius:var(--radius-md); background:var(--bg);
  border-top:3px solid var(--primary);
}
.testi-card:nth-child(2){ border-top-color:var(--gold); }
.testi-card p.quote{ font-family:var(--font-display); font-size:.98rem; color:var(--ink); line-height:1.5; }
.testi-who{ display:flex; align-items:center; gap:10px; margin-top:16px; }
.testi-who img{ width:38px; height:38px; border-radius:50%; object-fit:cover; }
.testi-who b{ display:block; font-size:.84rem; }
.testi-who span{ font-size:.74rem; color:var(--text-dim); }
.testi-nav{ flex:none; display:flex; align-items:center; justify-content:center; gap:14px; }
.testi-btn{
  width:34px; height:34px; border-radius:50%; border:1px solid var(--line); background:#fff; color:var(--primary);
  display:flex; align-items:center; justify-content:center; cursor:pointer;
  transition:background .2s var(--ease), border-color .2s var(--ease);
}
.testi-btn:hover{ background:var(--primary-tint); border-color:var(--primary); }
.testi-dots{ display:flex; flex-direction:row; gap:6px; }
.testi-dots .dot{ width:7px; height:7px; border-radius:50%; background:var(--line); cursor:pointer; flex:none; transition:background .2s var(--ease), transform .2s var(--ease); }
.testi-dots .dot.active{ background:var(--gold); transform:scale(1.35); }
@media (max-width:680px){
  .testi-slide{ flex-direction:column; }
}

/* ==========================================================================
   19b. ATTORNEY / ACCREDITATION PARTNERS — 4 logos, horizontal
   ========================================================================== */
.partner-slider{ margin-top:28px; }
.partner-viewport{ overflow:hidden; border-radius:var(--radius-md); }
.partner-track{ display:flex; transition:transform .45s var(--ease); }
.partner-slide{ flex:0 0 100%; display:flex; gap:16px; box-sizing:border-box; }
.partner-card{
  flex:1 1 0; min-width:0; border:1px solid var(--line); border-radius:var(--radius-md); border-top-width:3px; border-top-color:var(--primary);
  padding:26px 18px; display:flex; flex-direction:column; align-items:center; gap:14px; text-align:center; background:var(--bg);
  transition:transform .2s var(--ease), box-shadow .2s var(--ease), border-color .2s var(--ease);
}
.partner-card:hover{ transform:translateY(-4px); box-shadow:var(--shadow); }
.partner-card:nth-child(2){ border-top-color:var(--gold); }
.partner-card img{ height:32px; width:auto; max-width:100%; object-fit:contain; }
.partner-card span{ font-size:.76rem; font-weight:700; color:var(--text-dim); }
.partner-nav{ display:flex; align-items:center; justify-content:center; gap:14px; margin-top:20px; }
.partner-dots{ display:flex; gap:6px; }
.partner-dots .dot{ width:7px; height:7px; border-radius:50%; background:var(--line); cursor:pointer; transition:background .2s var(--ease), transform .2s var(--ease); }
.partner-dots .dot.active{ background:var(--gold); transform:scale(1.35); }
@media (max-width:640px){ .partner-slide{ flex-direction:column; } }

/* ==========================================================================
   20. TRUSTED BRANDS
   ========================================================================== */
.brand-grid{ display:grid; grid-template-columns:repeat(4,1fr); gap:10px; margin-top:26px; }
@media (max-width:640px){ .brand-grid{ grid-template-columns:repeat(2,1fr); } }
.brand-tile{ border:1px solid var(--line); border-radius:var(--radius-sm); display:flex; align-items:center; justify-content:center; padding:14px; }
.brand-tile img{ height:70px; width:auto; max-width:100%; object-fit:contain; opacity:.8; }

/* ==========================================================================
   21. TEAM — horizontal click-through slider (same mechanics as testimonials)
   ========================================================================== */
.team-slider{ display:flex; flex-direction:column; gap:18px; margin-top:28px; }
.team-viewport{ overflow:hidden; border-radius:var(--radius-md); }
.team-track{ display:flex; transition:transform .45s var(--ease); }
.team-slide{ flex:0 0 100%; display:flex; gap:16px; box-sizing:border-box; }
.team-card{
  flex:1 1 0; min-width:0; box-sizing:border-box; padding:20px; display:flex; flex-direction:column;
  border:1px solid var(--line); border-radius:var(--radius-md); background:var(--bg);
  border-top:3px solid var(--primary);
}
.team-card:nth-child(2){ border-top-color:var(--gold); }
.team-card img{ width:100%; aspect-ratio:1/1; object-fit:cover; border-radius:var(--radius-sm); }
.team-card h3{ font-size:.96rem; margin-top:14px; }
.team-card span{ display:block; font-size:.78rem; color:var(--text-dim); margin-top:2px; }
.team-nav{ flex:none; display:flex; align-items:center; justify-content:center; gap:14px; }
.team-dots{ display:flex; flex-direction:row; gap:6px; }
.team-dots .dot{ width:7px; height:7px; border-radius:50%; background:var(--line); cursor:pointer; flex:none; transition:background .2s var(--ease), transform .2s var(--ease); }
.team-dots .dot.active{ background:var(--gold); transform:scale(1.35); }
@media (max-width:680px){
  .team-slide{ flex-direction:column; }
}

/* ==========================================================================
   22. COVERAGE
   ========================================================================== */
.coverage-grid{ display:flex; flex-wrap:wrap; gap:10px; margin-top:26px; }
.chip{ padding:9px 16px; border:1px solid var(--line); border-radius:999px; font-size:.82rem; font-weight:600; color:var(--text-dim); display:flex; align-items:center; gap:7px; }
.chip i{ color:var(--gold); font-size:.85rem; }

/* ==========================================================================
   23. FINAL CTA
   ========================================================================== */
.cta-band{ background:var(--primary-dark); border-radius:var(--radius-md); padding:38px 32px; color:#fff; }
.cta-band h2{ color:#fff; max-width:22ch; }
.cta-band p{ color:rgba(255,255,255,.75); margin-top:10px; font-size:.9rem; }
.cta-buttons{ display:flex; gap:10px; margin-top:22px; flex-wrap:wrap; }
.cta-buttons .btn-outline{ border-color:rgba(255,255,255,.4); color:#fff; }
.cta-buttons .btn-outline:hover{ background:rgba(255,255,255,.08); }
.cta-related{ margin-top:30px; padding-top:22px; border-top:1px solid rgba(255,255,255,.16); }
.cta-related span.label{ font-size:.72rem; font-weight:700; color:rgba(255,255,255,.55); }
.cta-related-links{ display:flex; flex-wrap:wrap; gap:9px 20px; margin-top:12px; }
.cta-related-links a{ font-size:.84rem; font-weight:600; color:#fff; display:flex; align-items:center; gap:6px; }
.cta-related-links a i{ color:var(--gold); font-size:.8rem; }

/* ==========================================================================
   24. FOOTER (inside content column)
   ========================================================================== */
footer{ padding:36px 0 44px; }
.foot-brand{ display:flex; align-items:center; gap:10px; margin-bottom:12px; }
.foot-brand img{height: 50px;}
footer p.desc{ color:var(--text-dim); font-size:.84rem; max-width:38ch; }
.foot-contacts{ margin-top:16px; display:flex; flex-direction:column; gap:8px; }
.foot-contacts a{ font-size:.85rem; color:var(--text-dim); display:flex; align-items:center; gap:8px; }
.foot-contacts a i{ color:var(--primary); }
.foot-bottom{ margin-top:32px; padding-top:18px; border-top:1px solid var(--line); font-size:.76rem; color:var(--text-dim); display:flex; justify-content:space-between; flex-wrap:wrap; gap:8px; }

/* ==========================================================================
   25. ONE RESTRAINED REVEAL — section headings fade up once
   ========================================================================== */
.reveal{ opacity:0; transform:translateY(14px); transition:opacity .5s var(--ease), transform .5s var(--ease); }
.reveal.in{ opacity:1; transform:translateY(0); }




/* ==========================================================================
   26. MOBILE-ONLY RESPONSIVE FIXES — additive block, does NOT touch desktop
   Paste this at the very end of style.css. Nothing above 980px is affected.
   ========================================================================== */

/* ---- Global container/section breathing room on mobile ---- */
@media (max-width:980px){
  .container{ padding:0 20px; }
  .section{ padding:44px 0; }
  .kicker{ font-size:.72rem; }
}
@media (max-width:640px){
  .container{ padding:0 16px; }
  .section{ padding:36px 0; max-width:391px; }
  .section h2{ font-size:clamp(1.3rem,5vw,1.6rem); max-width:none; }
  .section p.desc{ font-size:.9rem; }
}

/* ---- Sidebar (stacked on top on mobile) ---- */
@media (max-width:980px){
  .side-brand img{ height:34px; }
  .side-tagline{ font-size:.8rem; }
  .side-actions{ flex-wrap:wrap; gap:6px; }
  .icon-btn{ flex:1 1 40%; font-size:.7rem; padding:10px 4px; }
  .side-toc{ margin-top:20px; padding-top:16px; }
  .side-toc ul{ flex-direction:row; flex-wrap:wrap; gap:6px; }
  .side-toc a{ font-size:.76rem; padding:6px 10px; }
  .side-cta{ padding:18px 14px; margin-top:18px; }
  .side-cta-buttons .btn{ font-size:.74rem; padding:8px 10px; }
  .side-cta-related-links{ gap:6px 12px; }
}
@media (max-width:480px){
  .icon-btn{ flex:1 1 100%; flex-direction:row; justify-content:center; }
}

/* ---- Hero ---- */
@media (max-width:980px){
  .hero{ padding-top:32px; }
  .hero h1{ font-size:clamp(1.5rem,6vw,1.9rem); margin-top:10px; }
  .hero p.lead{ font-size:.92rem; margin-top:12px; }
}
@media (max-width:860px){
  .hero-cta{ margin-top:20px; }
  .hero-cta .btn{ flex:1 1 auto; width:100%; text-align:center; }
  .hero-stats{ flex-direction:column; gap:14px; margin-top:26px; padding-top:16px; }
  .stat-item{ padding-right:0; }
  .hero-form-card{ position:static; padding:20px; }
}
@media (max-width:480px){
  .hero-cta{ flex-direction:column; }
}

/* ---- Info cards / standards / services / benefits ---- */
@media (max-width:640px){
  .standards-grid{ gap:10px; margin-top:20px; }
  .standard-card{ padding:14px; gap:10px; }
  .standard-card .code{ font-size:.95rem; }

  .services-list{ margin-top:20px; }
  .service-row{ padding:16px 0; gap:12px; }

  .benefit-grid{ gap:10px; margin-top:20px; }
  .benefit-card{ padding:14px; }

  .info-card{ padding:16px 0; }
  .point-item{ padding:12px 0; gap:10px; }
}

/* ---- Process steps ---- */
@media (max-width:700px){
  .process-list{ margin-top:20px; }
  .process-item{ padding:12px 0; gap:12px; }
  .process-item::before{ width:28px; font-size:.86rem; }
}

/* ---- Documents grid ---- */
@media (max-width:640px){
  .doc-grid{ grid-template-columns:1fr; gap:8px; margin-top:18px; }
  .doc-item{ padding:10px 12px; }
}

/* ---- Pricing ---- */
@media (max-width:700px){
  .pricing-stack{ gap:14px; margin-top:20px; }
  .price-card{ padding:20px !important; }
  .price-card .amount{ font-size:1.7rem; }
}

/* ---- Timeline ---- */
@media (max-width:640px){
  .timeline-rail{ margin-top:28px; }
  .timeline-line{ left:18px; }
  .node-dot{ width:38px; height:38px; font-size:.95rem; }
  .timeline-flow{ gap:20px; }
  .timeline-card{ padding:12px 14px; }
  .timeline-node p{ font-size:.8rem; }
}

/* ---- Compare cards ---- */
@media (max-width:700px){
  .compare-row{ margin-top:22px; }
  .compare-card{ padding:18px !important; }
  .compare-card .compare-protects{ min-height:0; }
}

/* ---- Testimonials / Team sliders ---- */
@media (max-width:680px){
  .testi-slider{ margin-top:20px; gap:14px; }
  .testi-card{ padding:18px 16px; }
  .team-slider{ margin-top:20px; gap:14px; }
  .team-card{ padding:16px; }
}

/* ---- Brands ---- */
@media (max-width:640px){
  .brand-grid{ gap:8px; margin-top:18px; }
  .brand-tile{ padding:10px; }
  .brand-tile img{ height:50px; }
}

/* ---- Coverage chips ---- */
@media (max-width:640px){
  .coverage-grid{ gap:8px; margin-top:18px; }
  .chip{ padding:7px 12px; font-size:.78rem; }
}

/* ---- FAQ ---- */
@media (max-width:640px){
  .faq-item{ padding:12px 0; }
  .faq-q h3{ font-size:.86rem; }
}

/* ---- Footer ---- */
@media (max-width:640px){
  footer{ padding:26px 0 32px; }
  .foot-brand img{ height:38px; }
  .foot-bottom{ flex-direction:column; gap:6px; margin-top:22px; padding-top:14px; }
}